Netcetera 3DS Directory Server Documentation

The global 3-D Secure standard increases the security of credit and debit card payments when shopping on the Internet. 3-D Secure is designed to reduce the risk of fraud and loss of payments due to card fraud.

International as well as domestic schemes benefit from Netcetera's many years of 3-D Secure experience and its in-house technology, which can be flexibly adapted to the clients' needs. Netcetera's 3-D Secure Directory Server supports the diverse requirements of card networks with a modular services approach and enables fast onboarding and broad acceptance.

The Netcetera Directory Server (DS) performs the basic function of routing 3-D Secure protocol requests and responses. The implementation ensures that all requests from 3-D Secure versions 2.1.0, 2.2.0 and 2.3.1 are handled according to the known specifications and implementation guidelines. All protocol versions (2.1.0, 2.2.0 and 2.3.1) are operated in parallel, as they may coexist for a considerable time.

The following diagram shows the three domains in the ecosystem and the participating components. The Directory Server component sits in the middle payment network domain and acts as a binding component between the two other domains, the issuing and the acquiring domain.